Welcome to The Next Egg

America's retirement system is broken.

There's $37 trillion in US retirement accounts, and it's mostly locked up in Wall Street mutual funds, pension funds, and insurance funds that subsidize extractive multinational corporations and build wealth for the already ultra wealthy.

Where The Next Egg began: We launched in 2019 with the goal of giving people the power to self-direct their 401(k)s and IRAs, so that we can invest our money in building vibrant communities. We shared resources, built a community of peers who have learned from one another, and gained access to low-cost financial products for our members. By joining The Next Egg, you can access our past resources, conversations, and webinars. 

Now, we are shifting directions. In 2021, the Next Egg’s leadership team began to question many assumptions on which we were founded. You can read about that here. For the first 6 months of 2022, we’ll be holding dialogs with groups large and small, including these upcoming events. We invite you to join our events and the broader Next Egg network if you are interested in learning more or even helping shape our new direction. We’re grappling with questions like:

• Are 401(k)s and IRAs irreparably broken?
• Can We Repair Harm and Still Grow Our Investments? 
• Can We Imagine A World Where Personal Security Doesn't Require Individual Savings? 
• What IS Retirement Anyway? 

UPCOMING WEBINARS:

MEMBER EXCLUSIVE: Day-long Conference on Self-Directed Retirement Savings 

When: Wednesday, December 6 from 9:00am to 5:00pm ET 

Where: Zoom link

Who: Laura Oldanie, one of our very own members who has moved her money into an SDIRA + LLC for "checkbook control" of her retirement savings! 

What: Excited for our 12/12 AMA on values-aligned investing? Join us (about) a week prior for a day-long conference on self-directed retirement savings. Full schedule below: 

• 9:00am - 11:00am ET: Self-Directed Retirement Savings 101
• 11:00am - 12:00pm ET: Self-Directed IRAs (SDIRAs)
• 12:00pm - 1:00pm ET: Solo 401(k)s
• 1:00pm - 2:00pm ET: AMA with Laura Oldanie
• 2:00pm - 5:00pm ET: Review & Open Office Hours for Q&A

Review the basics and refine your questions for December 12.

Register here for the 12/6 day-long conference on self-directed retirement savings! 

PUBLIC EVENT: AMA: Values-Aligned Investing 

When: Tuesday, December 12 from 1:00pm to 2:30pm ET

Where: Zoom link

Who: Angela Barbash (Revalue), Cameron Rhudy (National Coalition for Community Capital), Janine Firpo (Invest for Better), Jasmine Rashid (Candide), Jenny Kassan (Opportunity Main Street), Marco Vangelisti (Essential Knowledge for Transition), Monique DeSimone (Mission Driven Finance), and Taj James (Full Spectrum Labs)

What: Curious about how to align your retirement savings with your values? Join LIFT Economy's The Next Egg for an AMA (ask-me-anything) session featuring the above community-based investing all-stars! Moderated by Nairuti Shastry (LIFT Economy, The Next Egg), this session will feature conversation on: 

• the landscape of community-based investing in the United States; 
• legal and financial considerations for those interested in values-aligned investing; 
• mechanisms by which to move your money (retirement savings and otherwise) out of Wall Street into Main Street; 
• specific case stories of successful community-based investments; and 
• current opportunities for community-based, values-aligned investing. 

Free to attend, but RSVP requested.

Register here for the 12/12 values-aligned investing AMA! 

Become a member of The Next Egg to access our recorded webinars:

Digging Into Self-Directed Retirement Savings Options

On Self-Directed IRA Custodians

Anatomy of a Solo 401(k): What's inside a plan document?

Financial Planning Basics for DIY Community Investors

Community Investment Funds: A New How-To Guide for Building Local Wealth, Equity, and Justice

How We Created A Worker-Controlled 401(k)

Invest in Humans Now: How to lend your retirement savings to friends, family, yourself, and other humans in your community

The 12 Best Local Investments—and 8 Ways You Can Find Them, with Michael Shuman

On Coop Investment Clubs

On Investment Cooperatives, with Blake Jones of Kachuwa Impact Fund 

On Grassroots Fundraising

In an Eggshell: A series of 20-minute, 101-level videos to help you get the basics:
How to Borrow From Your Existing 401(k) or 403(b)
Solo 401(k)s
Self-Directed IRAs
Rollovers
Investor Policy Statements
Prohibited Transactions 101

Who We Are:

Our core team includes Nairuti Shastry and Erin Axelrod of LIFT Economy, with additional support from Kevin Bayuk.  

With gratitude to our supporters:

In addition to becoming a member to sustain our work, you can also make a charitable gift to support our long-term success. Email [email protected] for more information.